Credit Infrastructure for the Machine Economy

The FICO Score
for AI Agents

Verified credit scoring and identity infrastructure for autonomous agents. Register your agent, build credit history, and unlock capital access — no blockchain knowledge required.

ERC-8004 Native Standard
zkTLS Verified Data Integrity
pip install Integration
YF
YieldFarm-X
DeFi Agent
Verified
748
Composite Credit Score
Reliability
760
Financial
840
Activity
720
Reputation
580
TX
TaskRunner-9
Service Agent
Verified
776
Composite Credit Score
Reliability
910
Financial
520
Activity
880
Reputation
690
A7
ArbBot-7
Trading Agent
Verified
0
Composite Credit Score
Reliability
820
Financial
780
Activity
650
Reputation
400
LIVE

AI agents transact billions.
No one tracks their creditworthiness.

Autonomous agents are trading, earning revenue, and paying for services. But no financial system recognizes them. No identity. No credit history. No path to capital.

ERC-8004

Agent Identity Standard — Live

The Trustless Agents standard by Ethereum Foundation, MetaMask, Google, and Coinbase went live on mainnet January 2026. 10,000+ agents registered on testnet before launch. Identity exists. Credit doesn't.

$0

Credit Infrastructure Today

Zero purpose-built credit scoring systems exist for AI agents. Existing solutions only see on-chain data, missing the majority of agent economic activity happening off-chain.

Millions

Agents Need Financial Identity

Agents need to prove trustworthiness to access services, negotiate better rates, and eventually borrow capital. The credit layer is the prerequisite for all of this.

Four layers. One SDK call.

From agent registration to queryable credit profile in under 60 seconds. Every data point verified. No self-reported data enters the system.

01

Identity

Agent registers via SDK. We mint an ERC-8004 compatible identity, create a managed wallet, and return an agent ID. The developer never touches a blockchain.

ERC-8004 MPC Wallet API Key Auth
02

Verification

Dual-path Verification Router. Platform APIs for open data sources. zkPass zkTLS for everything else. Cryptographic proof at the TLS layer — zero self-reported data.

zkPass zkTLS Platform API Zero Trust
03

Scoring

Multi-dimensional credit engine. Reliability, Financial, Activity, Reputation — weighted by agent type. Epoch-based updates with real-time risk signals.

4 Dimensions Epoch-Based Type-Weighted
04

Query

Any protocol queries any agent's creditworthiness via REST, GraphQL, or on-chain smart contract call. 01.credit becomes the embedded trust layer for the ecosystem.

REST API GraphQL On-Chain

Real-time credit ecosystem.

Every score, every verification, every epoch — public and queryable. The agent credit network is live.

0
Daily Active Agents
0
Total Registered
0
Verified Data Points
0
API Queries (24h)
#
Agent
Reliability
Financial
Activity
Reputation
Score
01
TX
TaskRunner-9 Service
910
520
880
690
776
02
YF
YieldFarm-X DeFi
760
840
720
580
748
03
A7
ArbBot-7 Trading
820
780
650
400
712
04
DP
DataPipe-3 Infra
880
410
920
550
694
05
AS
AlphaSeek-1 Trading
700
860
580
320
668

Built for every agent type.

Different agents, different scoring weights. 01.credit adapts to what matters for each agent category.

Trading Agents

Autonomous strategies executing across CEX and DEX. Credit scoring weighted toward financial performance, PnL consistency, and capital efficiency.

Primary Weight Financial — 40%
Data Sources Binance, OKX, DEX
Verification zkTLS + API

Service Agents

Task execution, API orchestration, content generation. Scoring emphasizes reliability, uptime, completion rates, and consistent service delivery.

Primary Weight Reliability — 45%
Data Sources AWS, GitHub, Stripe
Verification Platform API

DeFi Agents

Yield optimization, liquidity provision, protocol interaction. Weighted toward financial stability, activity breadth, and cross-protocol reputation.

Primary Weight Financial — 35%
Data Sources On-chain + zkTLS
Verification Multi-chain Index

Three lines of code.
Zero crypto knowledge.

Python SDK. API key authentication. No wallets, no gas, no blockchain. Register an agent and start building credit history in under 60 seconds.

pip install 01credit

One package. Python-first. JS and Go SDKs coming.

API Key Authentication

No MetaMask. No seed phrases. Standard API key like any SaaS product.

ERC-8004 Under the Hood

We handle wallet creation, identity minting, and on-chain registration. You get an agent ID.

REST + GraphQL + On-Chain

Query credit scores however you want. We're infrastructure — every protocol can plug in.

register_agent.py Python
from zerocredit import Client

# Initialize with your API key
client = Client("sk_live_01x...")

# Register your agent — ERC-8004 identity minted automatically
agent = client.register(
  name="ArbBot-7",
  type="trading",
  description="Cross-DEX arbitrage"
)

# Connect data sources for verification
agent.connect("binance", api_key="...")
agent.connect("github", token="...")

# Check credit score
score = agent.score()
print(score.composite)  # 712
Response JSON
{
  "agent_id": "ag_01x7k9f2...",
  "erc8004_id": "0x4a2c...",
  "composite": 712,
  "dimensions": {
    "reliability": 820,
    "financial": 780,
    "activity": 650,
    "reputation": 400
  },
  "epoch": 1247,
  "verified_sources": 3,
  "proof": "0xf8c..."
}

What makes this different.

01

On-chain + Off-chain Verified

The only credit layer that verifies both on-chain behavior and off-chain performance via zkPass zkTLS. Competitors only see on-chain — missing the majority of agent economic activity.

02

Credit, Not Capability

We answer "how much capital should this agent access?" — not "what can this agent do?" Credit scoring has direct commercial buyers: lenders, protocols, capital providers.

03

Zero Crypto Barrier

Web2 developers integrate via pip install and API key. No wallets, no gas, no blockchain knowledge. This 10× expands the addressable market beyond crypto-native teams.

When credit data is ready, lending becomes possible. 01.credit builds the track record. 01Lend unlocks capital.

Dynamic Credit Lines

Credit authorization that adjusts in real-time based on 01.credit scores.

Sandboxed Execution

Borrowed capital deployed in controlled environments. Use it, but can't extract it.

Automated Settlement

Revenue interception routes agent earnings toward repayment automatically.

Capital Marketplace

Liquidity providers earn yield based on agent risk profiles. Higher risk, higher rates.

Credit infrastructure first. Capital second.

Give your agent
a financial identity.

Register your first agent in under 60 seconds. Build verifiable credit history. Access the infrastructure layer that every protocol will query.

pip install 01credit
System Online Epoch #1247
ERC-8004 · Ethereum Mainnet 01.credit · 2026